> For the complete documentation index, see [llms.txt](https://spredict.gitbook.io/whitepaper-v1/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://spredict.gitbook.io/whitepaper-v1/disclaimer.md).

# Disclaimer

This Whitepaper describes business objectives and the company processes of Spredict and of the $SPI tokens and may not be complete or final.

Cryptocurrency assets are a digital representation of value that functions as a medium of exchange or an access to a product or a service, a unit of account, or a store of value, but it does not have legal tender status in most countries. Crypto assets are sometimes exchanged for US dollars or other currencies around the world, but they are not generally backed or supported by any government or official institution.

Their value is completely derived by market forces of supply and demand, and they are more volatile than traditional financial assets. The value of a crypto asset may be derived from the continued willingness of market participants to exchange fiat currency for crypto assets, which may result in the potential for permanent and total loss of value of a particular crypto asset should the market for that crypto asset disappear. Crypto assets are not covered by any insurance. Legislative and regulatory changes or actions at the state, federal, or international level may adversely affect the use, transfer, exchange, and value of crypto assets.

Purchasing crypto assets comes with a number of risks, including volatile market price swings or flash crashes, market manipulation, and cyber security risks. Investors should conduct extensive research into the legitimacy of each individual crypto asset, including its platform, before investing.

The features, functions, characteristics, operation, use and other properties of the specific crypto asset may be complex, technical, or difficult to understand or evaluate. The crypto asset may be vulnerable to attacks on the security, integrity or operation including hacking.

You should have appropriate knowledge and experience before engaging in the crypto assets industry. Any individual crypto asset may change or otherwise cease to operate as expected due to changes made to its underlying technology, changes made using its underlying technology, or changes resulting from an attack. These changes may include, without limitation, a "fork," a "rollback," an "airdrop," or a "bootstrap." Such changes may dilute the value of an existing crypto asset position and/or distribute the value of an existing crypto asset position to another crypto asset (migration/fork).

The volatility and unpredictability of the price of crypto assets relative to fiat currency may result in significant loss over a short period of time. Transactions in crypto assets may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable. The nature of crypto assets may lead to an increased risk of fraud or cyber-attack. Under certain market conditions, you may find it difficult or impossible to liquidate a position quickly at a reasonable price. This can occur, for example, when the market for a particular crypto asset suddenly drops, or if trading is halted due to recent news events, unusual trading activity, or changes in the underlying crypto asset system.

This product (dApp or app) **doesn’t guarantee any financial result**, therefore, SPREDICT ($SPI) is unable to guarantee any interest rate or profit on the crypto market. Thus, this disclaimer can’t be considered as financial advice of any sort. Spredict recommends to its users and/or holders to always DYOR (Do Your Own Research) as doing a personal due diligence of any project before they invest in as well as requiring legal, financial or any advice from a relevant professional if they need it or start in the crypto assets market.

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# Agent Instructions
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## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://spredict.gitbook.io/whitepaper-v1/disclaimer.md?ask=<question>&goal=<endgoal>
```

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